The word “college” doesn’t have to be synonymous with the word “expensive.” It’s true that college tuition can be pricey, but that isn’t always the case. There are also lots of ways you can make college affordable.
These days, you real can’t afford not to earn a degree. In a tough job market, employers look for highly qualified and education candidates. Being able to list a degree on your resume gives you an edge over other applicants.
Have you ever considered earning your degree online? Many times, tuition for online colleges or degree programs is more affordable than tuition for traditional college programs. Online college programs often let you set up a payment plan that allows you to make monthly payments toward your tuition.
Online degrees are just as valued as traditional degrees, and are often more affordable and more accommodating. For example, if you are already working full time, you could enroll in online classes in the evening. Or, if you have your plate full at home, you could just take a couple classes at a time as you work toward your degree.
The best thing about government grants is that you don’t have to pay them back. Depending on your situation and your current income, you may qualify for a grant to help you pay your tuition.
Student grants are awarded based on income and any financial help you receive from your family. The application process also requires you to list the name of the school you are enrolled in and requires you to be taking classes at the time. This is an excellent option for those who are only working a few hours a week or who aren’t able to work at all while they earn their degree.
Student loans are always an option. Yes, you do have to pay them back after you graduate, but they can be an effective way to help you get through college. Depending on your credit history, you could qualify for a loan that covers your entire tuition costs. You won’t be required to start paying back the loan until after you graduate, and even then there are lots of options available to you. For example, if you aren’t able to find employment right away, you can defer your payments. Or, you can enroll in a plan that allows you to make smaller monthly payments based on your income.
Paying for college is something almost anyone can do. It may seem like a big hurdle right now, but after you look into your options and start earning your degree, you’ll realize what a great investment you are making.
Jill Hardy writes for UniversitiesOnline.net, a website that helps prospective students enroll in online college courses across the United States.